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The lowest Rates available in history! 8-12%
I represent Toi Lending in the Bay area. We feature agreements with every bank and lending institution, which enables us to find the right lending product to meet your needs. 

Why wait to invest if you see a great deal and have your funds tied?

Why limit your investment if your dream property falls just above your budget?

We can do Purchase, Refinancing, Pre-sale financing (30%completion needed), and construction loans.


To apply for a mortgage,You will need:


-ID Passport-Proof of address

-2 years taxes or W2

-6 months banks statements or paystubs

-Recent credit report from https://www.transunion.com/

Get in touch with me to start the qualifying process today. 

I can have a pre-authorization in less than 48hrs.